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Plans

iNext Group Plans

Both Supplemental and Comprehensive Group2 plans are available to institutions and organizations interested in group enrollment.

Supplemental Group2 plans are available on an annual basis and are valid for 364 days anywhere in the world outside of the United States (restrictions apply in certain states).

The Comprehensive Group2 plan is available on a daily, monthly, or annual basis anywhere in the world outside of the United States. Upgrade options for both Natural Disaster and Political Evacuation as well as Trip Cancellation and Interruption are also available.

Group rates are available to institutions and organizations choosing to partner with us. Please contact us to obtain a group rate today!

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Supplemental Group2 Plans

Benefit Basic Premium Platinum
Accident Medical Expense (Excess coverage) up to $25,000 up to $100,000 up to $100,000
Emergency Dental up to $750 up to $750 up to $750
Deductible $0 $0 $0
Accidental Death & Dismemberment      
24-Hour up to $5,000 up to $10,000 up to $20,000
Common Carrier (Air Only) N/A N/A up to $100,000
Baggage and Personal Effects N/A up to $2,000 up to $2,500
Per Article Limit N/A $250 $250
Combined limit for Valuables N/A $500 $500
Baggage Delay (24 hours) up to $100 up to $200 up to $200
Emergency Medical Evacuation up to $300,000 up to $1,000,000 up to $1,000,000
Transportation of Dependent Children Included in above Included in above Included in above
Transportation to Join You (up to $300/Day to maximum of 10 days) up to $3,000 up to $3,000 up to $3,000
Sickness Medical Expense (Excess coverage) up to $15,000 up to $20,000 up to $100,000
Mental Health Coverage N/A N/A up to $100,000
Deductible $0 $0 $0
Repatriation of Remains up to $25,000 up to $50,000 up to $50,000
Trip Delay (12 hours) N/A up to $200 up to $200
Pre-existing Conditions Excluded Excluded Excluded

Limitations and Exclusions vary by plan. Please refer to your specific plan document to review the applicable exclusions under your plan.

Insurance benefits are underwritten by Crum & Forster SPC.

Non-Insurance Services provided by International Medical Group

Benefit Basic   Platinum
24-hour Travel Assistance Included   Included
Global Web Tool Included   Included
Inquire about our Supplemental Group Plans

Available to institutional partners only.

This is only a brief description of the coverage(s) available. The policy will contain reductions, limitations, exclusions and termination provisions. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases.

Comprehensive Group2 Plans

Benefit Basic Ultimate
Accident Medical Expense up to $500,000 up to $500,000
Emergency Dental up to $750 up to $750
Deductible $0 $0
Accidental Death & Dismemberment    
24-Hour up to $20,000 up to $20,000
Common Carrier (Air Only) N/A up to $100,000
Baggage and Personal Effects up to $2,000 up to $2,500
Per Article Limit $250 $250
Combined limit for Valuables $500 $500
Baggage Delay (24 hours) up to $200 up to $200
Emergency Medical Evacuation up to $1,000,000 up to $1,000,000
Transportation of Dependent Children Included in above Included in above
Transportation to Join You (up to $300/Day to maximum of 10 days) up to $3,000 up to $3,000
Sickness Medical Expense up to $250,000 up to $500,000
Mental Health Coverage up to $250,000 up to $500,000
Deductible $0 $0
Repatriation of Remains up to $50,000 up to $50,000
Trip Delay (12 hours) up to $200 ($50 per day) up to $600 ($150 per day)
Trip Delay – Due to Quarantine (up to $250/Day) up to $2,500 up to $2,500
Pre-existing Conditions Excluded Excluded

Limitations and Exclusions vary by plan. Please refer to your specific plan document to review the applicable exclusions under your plan.

Insurance benefits are underwritten by Crum & Forster SPC.

Non-Insurance Services provided by International Medical Group

Benefit Basic Ultimate
24-hour Travel Assistance Included Included
Global Web Tool Included Included
Inquire about our Comprehensive Group Plans

Optional Upgrades for Group Plans

Optional Upgrades for Group Plans
Trip Cancellation and Interruption1 Options Coverage
Available Benefit Levels$1,500
$3,000
$5,000
$7,000
Trip Cancellation*100% of Trip Cancellation up to benefit level
Trip Interruption*110% of Trip Cancellation up to benefit level

*Includes % of unreimbursed costs

Optional Upgrades for Group Plans
Option Coverage
Security Evacuation Option (available with Premium and Platinum only)Available Annually (Discounted rates available for iNext Partners) – $40
Political / Natural Disaster Evacuation$100,000
Kidnapping / Ransom Consulting$250,000
Trip Interruption due to Terrorist Act$5,000

Security Evacuation is not available as part of the Supplemental Basic Plan.

A detailed description of the terms and conditions for the Political and Natural Disaster Evacuation upgrade is available here (.pdf). This plan is administered by Crisis 24.

1 The Trip Cancellation/Trip Interruption Optional Upgrade plan is underwritten by United States Fire Insurance Company.

2 The Group Plans are underwritten by Crum & Forster SPC.