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Comprehensive Retail1 Plans

Ideal for the traveler who does not have primary insurance.

iNext offers two levels of Comprehensive base plans and an additional upgrade option for Security Evacuation as well as Trip Cancellation and Interruption1.

These plans are designed for the traveler who may intend to spend longer periods of time overseas and visit more non-traditional destinations. Additionally, these plans are appropriate for travelers who may not have primary insurance or a primary insurance plan with limited or no coverage overseas.

Group Travel Only. Contact iNext for Details.

iNext travel protection plans must be purchased PRIOR to departure from the U.S. and are invalid if purchased or renewed from abroad.

Please note that you must purchase the Comprehensive base plan in order to purchase the upgrade options.

Totals below are maximum benefit amounts/ principal sums.

Plan durations vary between 10 and 364 days.

Benefit Basic Ultimate
Accident Medical Expense up to $500,000 up to $500,000
Covid-19/Pandemic up to $500,000 up to $500,000
Emergency Dental up to $750 up to $750
Deductible $0 $0
Accidental Death & Dismemberment    
24-Hour up to $20,000 up to $20,000
Common Carrier (Air Only) N/A up to $100,000
Baggage and Personal Effects up to $2,000 up to $2,500
Per Article Limit $250 $250
Combined limit for Valuables $500 $500
Baggage Delay (24 hours) up to $200 up to $200
Emergency Medical Evacuation, Medical Repatriation and Return of Remains up to $1,000,000 up to $1,000,000
Transportation of Dependent Children Included in above Included in above
Transportation to Join You (Bedside visit) Included in above Included in above
Sickness Medical Expense up to $250,000 up to $500,000
Deductible $0 $0
Trip Delay (12 hours) up to $2,500 ($250 per day) up to $2,500 ($250 per day)
Pre-existing Conditions Excluded Excluded

The insurance benefits in all Comprehensive Retail Plans are subject to limitation and exclusions, including an exclusion for pre-existing conditions.

Non-Insurance Assistance Services provided by Generali Global Assistance

Benefit Basic Ultimate
24-hour Travel Assistance Included Included
Global Web Tool Included Included

Optional Upgrades

Totals below are maximum benefit amounts/ principal sums.

Optional Upgrades for Comprehensive Plans
Trip Cancellation and Interruption Options Maximum Benefit Amounts
Available Benefit Levels (Cost) $1,500 ($69)
$3,000 ($99)
$5,000 ($179)
$7,000 ($229)
$10,000 ($298)
Trip Cancellation*100% of Trip Cost up to benefit level
Trip Interruption*110% of Trip Cost up to benefit level

Trip Cancellation/Interruption is NOT refundable once purchased.
*Includes % of non-refundable costs

Optional Upgrades for Comprehensive Plans
Security Evacuation Option (underwritten by Drum-Cussac) Available to iNext Partners Only — Contact Us for Details
Political / Natural Disaster Evacuation$100,000
Kidnapping / Ransom Consulting$250,000

A detailed description of the terms and conditions for the Security Evacuation upgrade is available. The iNext Security Evacuation is administered by Drum‑Cussac.

1This is only a brief description of the plans available. Your plan document will contain plan limitations, exclusions, and termination provisions. Insurance benefits in this plan are underwritten by United States Fire Insurance Company.

The iNext Comprehensive, Supplemental and Trip Cancellation/Trip Interruption Retail plans are provided by CIEE (Council on International Education Exchange).

This web page describes highlights of travel protection plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company under form series T210 et. al. and TP-401 et. al., except Security Evacuation coverage, which is underwritten by Drum Cussac. The plans also contain non-insurance Travel Assistance Services that are provided by Generali Global Assistance. Coverages may vary and not all coverage is available in all jurisdictions. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Jeffrey Thaxter, iNext, 300 Fore St, Portland, ME 04101. Tel: 207-553-4069; email CA license # is 0174067. Consumers in California may contact: California Department of Insurance Hotline 1-800-927-4357. Consumers in Maryland may contact: Maryland Insurance Administration 1-800-492-6116 or 410-468-2340.