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Comprehensive Plans

Ideal for the traveler who does not have primary insurance.

iNext offers three levels of Comprehensive base plans and an additional upgrade option for both Natural Disaster and Political Evacuation* as well as Trip Cancellation and Interruption.

Comprehensive plans are fulfilled through Nationwide Mutual Insurance Company with assistance services provided by Generali Global Assist and claims administration by Co-ordinated Benefits Plans, LLC. These plans are designed for the traveler who may intend to spend longer periods of time overseas and visit more non-traditional destinations. Additionally, these plans are appropriate for travelers who may not have primary insurance or a primary insurance plan with limited or no coverage overseas.

Purchase a Comprehensive Plan

Please note that you must purchase the Comprehensive base plan in order to purchase the upgrade options.

Schedule of Benefits * Basic Upgrade Ultimate
Annual Fee (Daily and Monthly rates available to Partners. Contact us for details) from $295 per year from $350 per year from $375 per year
Deductible $0 $0 $0
Medical Expense $250,000 $500,000 $500,000
Accident Expense $500,000 $500,000 $500,000
Mental Health Included in Medical Included in Medical Included in Medical
Covers Pre-Existing Conditions - - Yes (New!)
Self-Inflicted Injuries / Injuries Sustained Under the Influence of Drugs / Alcohol Included in Medical Included in Medical Included in Medical
Emergency Dental $750 $750 $750
Emergency Medical Evacuation $1,000,000 $1,000,000 $1,000,000
Repatriation of Remains $50,000 $50,000 $50,000
Bedside Visit Included Included Included
Accidental Death and Dismemberment $20,000 $20,000 $20,000
Accidental Death and Dismemberment – Air Only (Paid in lieu of AD&D benefit) $100,000
Trip Delay $50 per day / $200 max $50 per day / $200 max $150 per day / $600 max (New!)
Trip Delay Due to Quarantine $250 per day to $2,500 max $250 per day to $2,500 max $250 per day to $2,500 max
Baggage / Personal Effects – Maximum Benefit*** $2,000 $2,000 $2,000
Baggage Delay $200 $200 $200
Interscholastic Sports-Related Injuries Included in Medical Included in Medical Included in Medical
Intramural, Club, and Recreational Sports Injuries Included in Medical Included in Medical Included in Medical
Maternity Complications Included in Medical Included in Medical Included in Medical
24-Hour Travel Assistance by Generali Global Assistance Included Included Included
Generali Global Web Tool Included Included Included
Download Summary of Coverage Basic Plan Upgrade Plan Ultimate Plan
Download Frequently Asked Questions Basic Plan FAQ Upgrade Plan FAQ Ultimate Plan FAQ

Optional Upgrades

Optional Upgrades for Comprehensive Plans
Trip Cancellation and Interruption Options Coverage
Available Benefit Levels (Cost)$1,500 ($75)
$3,000 ($105)
$5,000 ($120)
$7,000 ($160)
Trip Cancellation*100% of Trip Cancellation up to benefit level
Trip Interruption*110% of Trip Cancellation up to benefit level

*Includes % of unreimbursed costs

Optional Upgrades for Comprehensive Plans
Option Coverage
Security Evacuation OptionAvailable to iNext Partners Only — Contact Us for Details
Political / Natural Disaster Evacuation$100,000
Kidnapping / Ransom Consulting$250,000
Trip Interruption due to Terrorist Act$5,000

A detailed description of the terms and conditions for the Political and Natural Disaster Evacuation upgrade is available here (.docx). This plan is underwritten by InterHannover.

**This is only a brief description of the coverage(s) available. Your policy, along with the Confirmation of Coverage will contain plan limitations, exclusions, and termination provisions. This plan is underwritten by Nationwide Mutual Insurance Company and affiliated companies with a rating of A+ (Superior) by A.M. Best Company.

***Aggregates and per article limits apply. See policy document for details.

The price listed for each plan is a one-time fee for 365 days of coverage. Prices noted are retail; discounts may apply for plans purchased by iNext Partner Institutions. Daily and Monthly rates are available for iNext Partners only.