Ideal for the traveler who does not have primary insurance.
iNext offers two levels of Comprehensive base plans and an additional upgrade option for both Natural Disaster and Political Evacuation* as well as Trip Cancellation and Interruption.
Comprehensive plans are fulfilled through Nationwide Mutual Insurance Company with assistance services provided by Seven Corners. These plans are designed for the traveler who may intend to spend longer periods of time overseas and visit more non-traditional destinations. Additionally, these plans are appropriate for travelers who may not have primary insurance or a primary insurance plan with limited or no coverage overseas.
Purchase a Comprehensive Plan
Please note that you must purchase the Comprehensive base plan in order to purchase the upgrade options.
Chart of Comprehensive Plans
|Schedule of Benefits
|Individual Rates ||Starting at $295 per year|
|Medical Expense ||$250,000 or $500,000|
|Accident Expense ||$500,000|
|Coinsurance ||100% to plan maximum|
|Mental Health ||Included in $250,000/$500,000 Medical Expense|
|Self-Inflicted Injury ||Included in $250,000/$500,000 Medical Expense|
|Repatriation of Remains ||$50,000|
|Emergency Reunion ||Included in $250,000/$500,000 Medical Expense|
|Emergency Medical Evacuation ||$1,000,000|
|Cashless Access to Emergency Care ||Up to $5,000 for covered event|
|Alcohol and Drug Abuse ||Included in $250,000/$500,000 Medical Expense|
|Accidental Death and Dismemberment ||$20,000 per insured|
|Maternity ||Included in $250,000/$500,000 Medical Expense|
|Dental Emergency ||Up to $750.00|
|Interscholastic Sports-Related Injuries ||Included in $250,000/$500,000 Medical Expense|
|Intramural, Club, and Recreational Sports Injuries ||Included in $250,000/$500,000 Medical Expense|
|24-Hour Travel Assistance, Including Medical Translation ||Included–Provided by Europ Assistance|
|Trip Delay ||$50 per day – $200 maximum|
|Trip Delay Due to Quarantine ||$250/day – $2,500 maximum|
|Loss of Baggage and Personal Effects ||$2,000|
|Baggage Delay ||$200|
|Download Plan Description ||Download|
|Download Policies ||Download|
|Trip Cancellation/Trip Interruption|
($95 per person per trip)
|100% of trip cost up to $5,000|
|Accidental Death and Dismemberment – Air Only||$100,000, aggregate per occurrence up to $1,000,000|
The price listed for each plan is a one-time fee for 365 days of coverage. Please refer to Description of Coverage for a full list and explanation of coverage and exclusions.
This is only a brief description of the coverage(s) available. Your policy, along with the Confirmation of Coverage, will contain plan limitations, exclusions, and termination provisions. This plan is underwritten by Nationwide Mutual Insurance Company and affiliated companies with a rating of A+ (Superior) by A.M. Best Company.
Download a detailed description of the benefits and basic provisions of the Comprehensive Policy (PDF).