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Comprehensive Plans

Ideal for the traveler who does not have primary insurance.

iNext offers two levels of Comprehensive base plans and an additional upgrade option for both Natural Disaster and Political Evacuation* as well as Trip Cancellation and Interruption.

Comprehensive plans are fulfilled through Nationwide Mutual Insurance Company with assistance services provided by Seven Corners. These plans are designed for the traveler who may intend to spend longer periods of time overseas and visit more non-traditional destinations. Additionally, these plans are appropriate for travelers who may not have primary insurance or a primary insurance plan with limited or no coverage overseas.

Purchase a Comprehensive Plan

Please note that you must purchase the Comprehensive base plan in order to purchase the upgrade options.

Chart of Comprehensive Plans
Schedule of Benefits Comprehensive Plan
Individual Rates Starting at $295 per year
Deductible $0
Medical Expense $250,000 or $500,000
Accident Expense $500,000
Coinsurance 100% to plan maximum
Mental Health Included in $250,000/$500,000 Medical Expense
Self-Inflicted Injury Included in $250,000/$500,000 Medical Expense
Repatriation of Remains $50,000
Emergency Reunion Included in $250,000/$500,000 Medical Expense
Emergency Medical Evacuation $1,000,000
Cashless Access to Emergency Care Up to $5,000 for covered event
Alcohol and Drug Abuse Included in $250,000/$500,000 Medical Expense
Accidental Death and Dismemberment $20,000 per insured
Maternity Included in $250,000/$500,000 Medical Expense
Dental Emergency Up to $750.00
Interscholastic Sports-Related Injuries Included in $250,000/$500,000 Medical Expense
Intramural, Club, and Recreational Sports Injuries Included in $250,000/$500,000 Medical Expense
24-Hour Travel Assistance, Including Medical Translation Included–Provided by Europ Assistance
Trip Delay $50 per day – $200 maximum
Trip Delay Due to Quarantine $250/day – $2,500 maximum
Loss of Baggage and Personal Effects $2,000
Baggage Delay $200
Download Plan Description Download
Download Policies Download

Optional Upgrades

Optional Upgrades
Option Coverage
Trip Cancellation/Trip Interruption
($95 per person per trip)
100% of trip cost up to $5,000
Accidental Death and Dismemberment – Air Only$100,000, aggregate per occurrence up to $1,000,000

The price listed for each plan is a one-time fee for 365 days of coverage. Please refer to Description of Coverage for a full list and explanation of coverage and exclusions.

This is only a brief description of the coverage(s) available. Your policy, along with the Confirmation of Coverage, will contain plan limitations, exclusions, and termination provisions. This plan is underwritten by Nationwide Mutual Insurance Company and affiliated companies with a rating of A+ (Superior) by A.M. Best Company.

Download a detailed description of the benefits and basic provisions of the Comprehensive Policy (PDF).