Skip to main content

Supplemental Plans

Ideal for travelers who have primary insurance.

iNext offers three levels of supplemental travel insurance coverage to choose from. All supplemental plans are underwritten by Nationwide. These plans are designed to supplement private insurance by providing additional coverage for the cost of unexpected accidents and illnesses while you are abroad. Additionally, these plans offer Emergency Evacuation and Medical Transportation; 24-hour Medical, Legal and Travel Assistance Services; Loss/Theft of Baggage and Personal Effects; as well as the option to add Trip Cancellation/Interruption and Security Evacuation coverage.

Purchase a Supplemental Plan

Schedule of Benefits * Basic Premium Platinum
Annual Fee (Discounted rates available for iNext Partners) $39 $62 $105
Deductible $0 $0 $0
Medical Expense Accident $25,000 / Sickness $15,000 Accident $100,000 / Sickness $20,000 Accident $100,000 / Sickness $100,000
Mental Health $100,000
Covers Pre-Existing Conditions Yes (New!)
Coverage for Self-Inflicted Injuries / Injuries Sustained Under the Influence of Drugs / Alcohol Yes (New!)
Included in Medical
Emergency Dental $750 $750 $750
Emergency Medical Evacuation $300,000 $1,000,000 $1,000,000
Transportation of Dependents Included Included Included
Bedside Visit Included Included Included
Repatriation of Remains $25,000 $50,000 $50,000
Accidental Death and Dismemberment $5,000 $10,000 $20,000
Accidental Death and Dismemberment – Air Only (Paid in lieu of AD&D benefit) $100,000
Trip Delay $50 per day / $200 max $50 per day / $200 max
Baggage/Personal Effects – Maximum Benefit** $2,000 $2,500
Baggage Delay $100 $200 $200
24-Hour Travel Assistance by Generali Global Assistance Included Included Included
Generali Global Web Tool Included Included Included
Download Summary of Coverage Basic Premium Platinum
Download Frequently Asked Questions Basic Plan FAQ Premium Plan FAQ Platinum Plan FAQ

Optional Upgrades

Optional Upgrades for Supplemental Plans
Trip Cancellation and Interruption Options Coverage
Available Benefit Levels (Cost)$1,500 ($75)
$3,000 ($105)
$5,000 ($120)
$7,000 ($160)
Trip Cancellation*100% of Trip Cancellation up to benefit level
Trip Interruption*110% of Trip Cancellation up to benefit level

Trip Cancellation is not available as part the Supplemental Basic Plan.

*Includes % of unreimbursed costs

Optional Upgrades for Supplemental Plans
Option Coverage
Security Evacuation Option (available with Premium and Platinum only)Available Annually (Discounted rates available for iNext Partners) – $40
Political / Natural Disaster Evacuation$100,000
Kidnapping / Ransom Consulting$250,000
Trip Interruption due to Terrorist Event$5,000

Security Evacuation is not available as part of the Supplemental Basic Plan.

A detailed description of the terms and conditions for the Political and Natural Disaster Evacuation upgrade is available here (.docx). This plan is underwritten by InterHannover.

*This is only a brief description of the coverage(s) available. Your policy, along with the Confirmation of Coverage will contain plan limitations, exclusions, and termination provisions. This plan is underwritten by Nationwide Mutual Insurance Company and affiliated companies with a rating of A+ (Superior) by A.M. Best Company.

**Aggregates and per article limits apply. See policy document for details.

The price listed for each plan is a one-time fee for 365 days of coverage. Prices noted are retail; discounts may apply for plans purchased by iNext Partner Institutions.