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Terms and Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE, AS WELL AS OUR PRIVACY POLICY. All users of the website(s) (the “site”) of iNext agree that access to, and use of, the site are subject to the following terms and conditions and other applicable law. These terms and conditions include the iNext Privacy Policy as well as all terms and conditions referenced in these terms and conditions that govern your application for and purchase of an iNext travel insurance plan or other iNext product or service. If you do not agree to these terms and conditions, please do not use this site.

Copyright and Trademarks

The entire content included in this site, including but not limited to text, graphics, or code is copyrighted as a collective work under the United States and other copyright laws, and is the property of the iNext. The collective work includes works that are licensed to iNext. Copyright 2010–2016, iNext, ALL RIGHTS RESERVED. iNext does not investigate to determine if such works are accurate nor can iNext provide assurance that all such works are free of typographical errors. iNext cannot guarantee information displayed on this site to be 100% accurate. Permission is granted to electronically copy and print hard copy portions of this site for the sole purpose of researching, applying for and purchasing an iNext travel insurance plan or other iNext product or service. You may display and, subject to any expressly stated restrictions or limitations relating to specific material, download or print portions of the material from the different areas of the site solely for your own non-commercial use, or to apply for and purchase an iNext travel insurance plan or other iNext product or service. No mechanized or other systematic process for harvesting information from the website for any purpose, including without limitation, any commercial purpose, is permitted. Any other use, including but not limited to the reproduction, distribution, display or transmission of the content of this site is strictly prohibited, unless authorized by iNext. You further agree not to change or delete any proprietary notices from materials downloaded from the site. iNext may revoke any of the foregoing rights as well as any access to this site at any time. All trademarks, service marks, and trade names of iNext used in this site are trademarks or registered trademarks of iNext.

Warranty disclaimer

This site and all materials on this site are provided on an "as is" and “as available” basis and without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, iNext disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement. iNext does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes the site available are free of viruses or other harmful components. iNext does not make any warrantees or representations regarding the use of the materials in this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability, or otherwise. Applicable law may not allow limitations or exclusions on warranties, so the above limitations may not apply to you.

Term and Termination

These terms and conditions are applicable to you upon your accessing the site and/or completing the application process. These terms and conditions, or any part of them, may be modified or terminated by iNext without notice at any time, for any reason. Upon termination you shall cease all use of the site. The provisions relating to Copyright, Trademarks, Indemnification, Limitation of Liability, and Miscellaneous, shall in all events survive any termination of these terms and conditions.

Notice

iNext may deliver notice to you by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to iNext.

Use of site

Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including an iNext or other licensed employee, host, or representative, as well as other members or visitors on the site is prohibited. You may not upload to, distribute, or otherwise publish through the site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law. You may not upload commercial content on the site or use the site to solicit others to join or become members of any other commercial online service or other organization. Use of the site for any illegal or unauthorized purpose is strictly prohibited. iNext may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be infringers.

You understand and agree that iNext cannot be responsible for the content posted on the site by users and that your use of the site is at your own risk. iNext is under no circumstances liable in any way for any content posted on the site or for any damages of any kind incurred as the result of the use of any content posted or otherwise made available on the site by users.

User-generated content

Notwithstanding anything to the contrary in these terms and conditions, with respect to content you submit or make available for inclusion on the site, you grant iNext permanent worldwide, royalty-free, and nonexclusive license(s) to use, distribute, reproduce, modify, adapt, publicly perform, and publicly display such content on the site or in any other medium for any purpose.

Participation disclaimer

iNext does not and cannot review all communications and materials posted to or created by users accessing the site, and is not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user-generated content on the site, iNext is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the site. However, iNext reserves the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene; (b) fraudulent, deceptive, or misleading; (c) in violation of a copyright, trademark or; other intellectual property right of another; or (d) offensive or otherwise unacceptable to iNext in its sole discretion.

Indemnification

You agree to indemnify, defend, and hold harmless iNext, its officers, directors, employees, agents, licensors and suppliers from and against all losses, liabilities, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions, any content you post to or make available on the site, or any activity (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.

Limitation of liability

iNext shall not be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of, or the inability to use, this site or the materials on this site, even if iNext has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Privacy

Registration data and certain other information about you is subject to our Privacy Policy. For more information, see our Privacy Policy.

You acknowledge and agree that iNext may preserve content and may also disclose content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these terms and conditions; (c) respond to claims that any content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of iNext, iNext site users, and the public.

You understand that the technical processing and transmission of the site, including your content, may involve (a) transmissions over various networks and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

Third-party links

In an attempt to provide increased value to our visitors, iNext may link to sites operated by third parties. However, even if the third party is affiliated with iNext, iNext has no control over these linked sites, all of which have separate privacy and data collection practices, independent of iNext. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless, iNext seeks to protect the integrity of its website and the links placed upon it and therefore requests any feedback (info@inext.com) on not only its own site, but for sites it links to as well (including if a specific link does not work).

Travel insurance plans

Travel insurance plans are subject to the terms and conditions set forth on the pages specific to each plan elsewhere on this site, and to the terms and conditions agreed to upon application and enrollment in the plan.

Miscellaneous

Your use of this site shall be governed in all respects by the laws of the State of Maine, U.S.A., without regard to choice of law provisions. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this site (including but not limited to applying for or purchasing an iNext travel insurance plan or other iNext product or service) shall be in the state or federal courts located in Maine. Any cause of action or claim you may have with respect to the site (including but not limited to applying for or purchasing an iNext travel insurance plan or other iNext product or service) must be commenced within one (1) year after the claim or cause of action arises or is barred forever. iNext’s failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. These terms and conditions constitute the entire agreement between you and iNext with regard to your use of this site. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. iNext may assign its rights and duties under this Agreement to any party at any time without notice to you.