Comprehensive Retail1 Plans
Ideal for the traveler who does not have primary insurance.
iNext offers two levels of Comprehensive base plans and an additional upgrade option for Security Evacuation as well as Trip Cancellation and Interruption1.
These plans are designed for the traveler who may intend to spend longer periods of time overseas and visit more non-traditional destinations. Additionally, these plans are appropriate for travelers who may not have primary insurance or a primary insurance plan with limited or no coverage overseas.
Group Travel Only. Contact iNext for Details.
iNext travel protection plans must be purchased PRIOR to departure from the U.S. and are invalid if purchased or renewed from abroad.
Please note that you must purchase the Comprehensive base plan in order to purchase the upgrade options.
Totals below are maximum benefit amounts/ principal sums.
Plan durations vary between 10 and 364 days.
Benefit |
Basic |
Ultimate |
Accident Medical Expense |
up to $500,000 |
up to $500,000 |
Covid-19/Pandemic |
up to $500,000 |
up to $500,000 |
Emergency Dental |
up to $750 |
up to $750 |
Deductible |
$0 |
$0 |
Accidental Death & Dismemberment |
|
|
24-Hour |
up to $20,000 |
up to $20,000 |
Common Carrier (Air Only) |
N/A |
up to $100,000 |
Baggage and Personal Effects |
up to $2,000 |
up to $2,500 |
Per Article Limit |
$250 |
$250 |
Combined limit for Valuables |
$500 |
$500 |
Baggage Delay (24 hours) |
up to $200 |
up to $200 |
Emergency Medical Evacuation, Medical Repatriation and Return of Remains |
up to $1,000,000 |
up to $1,000,000 |
Transportation of Dependent Children |
Included in above |
Included in above |
Transportation to Join You (Bedside visit) |
Included in above |
Included in above |
Sickness Medical Expense |
up to $250,000 |
up to $500,000 |
Deductible |
$0 |
$0 |
Trip Delay (12 hours) |
up to $2,500 ($250 per day) |
up to $2,500 ($250 per day) |
Pre-existing Conditions |
Excluded |
Excluded |
The insurance benefits in all Comprehensive Retail Plans are subject to limitation and exclusions, including an exclusion for pre-existing conditions.
Non-Insurance Assistance Services provided by International Medical Group
Benefit |
Basic |
Ultimate |
24-hour Travel Assistance |
Included |
Included |
Global Web Tool |
Included |
Included |
Optional Upgrades
Totals below are maximum benefit amounts/ principal sums.
Optional Upgrades for Comprehensive Plans
Trip Cancellation and Interruption Options |
Maximum Benefit Amounts |
Available Benefit Levels (Cost) |
$1,500 ($69) $3,000 ($99) $5,000 ($179) $7,000 ($229) $10,000 ($298) |
Trip Cancellation | *100% of Trip Cost up to benefit level |
Trip Interruption | *110% of Trip Cost up to benefit level |
Optional Upgrades for Comprehensive Plans
Security Evacuation Option (underwritten by Crisis 24) |
Available to iNext Partners Only — Contact Us for Details |
Political / Natural Disaster Evacuation | $100,000 |
Kidnapping / Ransom Consulting | $250,000 |
A detailed description of the terms and conditions for the Security Evacuation upgrade is available. The iNext Security Evacuation is administered by Crisis 24.