Premium
iNext Supplemental Premium Travel Insurance Benefits
For a higher level of coverage and additional services, choose the iNext Premium card. Recommended for travelers looking for the added security of higher medical coverage, coverage for baggage and personal effects, and travel delay, iNext Premium is only $56 and includes:
- $0 Deductable
- $100,000 Accident Medical Expense: Coverage for medical, surgical, and hospitalization expenses due to an Accident. This coverage pays for medical expenses within one year from the date of the injury, provided that the initial treatment was received abroad.
- $20,000 Sickness Medical Expense: Coverage for medical, surgical, and hospitalization expenses relating to an illness or disease contracted while abroad. This coverage pays for medical expenses within one year from the date of the illness, provided that the initial treatment was received abroad.
- $500 Dental Expense: Covers the cost of emergency dental treatment provided by a Physician or Dentist.
- $1,000,000 Emergency Evacuation: Provides emergency medical evacuation and transportation should you suffer a serious illness or injury that warrants Emergency Evacuation.
- $50,000 Repatriation of Remains: Reimbursement of the reasonable covered expenses incurred to return your body to the city of burial in the United States in the event of your death while you are abroad.
- $10,000 Accidental Death and Dismemberment: Coverage for loss of life or limb while abroad.
- $200 Baggage Delay: Reimbursement of the cost of necessary personal items if your baggage is delayed or misdirected for more than 24 hours.
- $1,000 Travel Document Replacement: Reimbursement of the fees associated with the replacement of your travel documents in the event they are lost or stolen during your time abroad.
- $200 Trip Delay: Reimbursement up to the maximum amount shown if your trip is delayed for 12 hours or more due to weather, strike or other job action, or equipment failure.
- $2,000 Baggage and Personal Effects: Reimbursement for loss, theft, or damage to baggage and personal effects.
- Included: 24 Hour Medical, Legal, and Travel Assistance Services
A comprehensive description of the benefits and basic provisions of the Premium policy is available here (PDF).